Terra Marzano, LCSW - Rates & Insurance

Rates

My standard rate for therapy is $180 per session. Extended sessions for EMDR are available at an increased rate. Please see below about information related to using your insurance.

I understand my fee is not feasible for everyone seeking care and I am happy to discuss options, including reduced rates to make things work for you. If this interests you, in our "get-acquainted call" you can ask something like, "Do you have any reduced fee spots available?" to start that conversation.

Fees are due at the time of service. I accept Debit, Credit, HSA and FSA cards as permitted by your insurer. I use a HIPAA-secure payment option called Ivy Pay for processing payments. I ask that cancellations be made 24-hours in advance.

CSWA supervision is available for Oregon social workers.

Clinical Supervision and Consultation is available on a contract basis to organizations.

Insurance

I am happy to accept PacificSource and Providence commercials plan. If you have PacificSource or Providence, please let me know when we have our initial contact so I can verify your benefits and create a plan for billing your insurance for our visits.

If you have other commercial insurance, I encourage you to contact your insurance provider (the number is on the back of your insurance card) to learn their policies about “Out-Of-Network providers.” In many cases they will reimburse you for a portion of services. I am happy to give you a monthly billing statement (aka a "superbill") for your reimbursement.

I encourage anyone interested in exploring their "out-of-network" benefits to contact their insurance company and ask the following questions:

Does my plan cover mental health insurance benefits?

Do I have “out-of-network” benefits if my therapist isn’t in-network?

What is my “in-network” and/or “out-of-network” deductible and has it been met?

What are my “in-network” and/or “out-of-network” co-pays or co-insurance?

Is pre-authorization necessary and who can make the authorization?

Under the 2022 Public Health Service Act, Section 2799B-6, I do provide a Good Faith Estimate (GFE) for your review prior to our first visit. The GFE is a 12-month estimate of total treatment costs, which we will discuss during scheduling and in our first visit. I am happy to be transparent about estimated costs and welcome your questions.

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